Bad credit payday loans fast

Are you in need of cash fast and have bad credit?

You need of money to pay for an unexpected expense before your next payday comes around?

We’re here to help.

We have bad credit loans guaranteed approval.

Bad credit loans guaranteed approval.

Obviously because of the risk for our legitimate lenders you will need to be subjected to some basic credit check. The interest rates are more than a bank and reflect this risk but our loans in general are meant to be for a short duration.

What Are The basics of Payday Loan Online?

A payday loan is like getting a cash advance on your paycheck, without having to ask your boss for it. You fill out a short form online can be approved instantly! The money is available to you by the next day.

Easy Payday Loans


Payday Loans Direct Lender and No third Party?

We contact third-party lenders through our software, this saves you a lot of time as you will be searching for many direct lenders at once who can give you a loan. Can you imagine going to a payday loan store one by one? Use online tools they will save you time.

Old school Loans were done at banks and bricks and mortar establishments but now most have moved online, with Citrus North, you can apply online for your loan from the comfort of your own home, twenty-four hours a day, seven days a week.

These loans are meant to cover relatively small expenses, rather than large expenses (like a house or car). They can be an important support for you when you have unplanned payments to cover.

For example, if you have an unforeseen medical bill, or if you need your car has broken down and need to take it to be serviced, you can apply for a quick emergency loan to calm things down. You pay it back as soon as your next paycheck comes in.

Bad credit loans online- How much can I get?

Most bad credit loans range between $50-$1000, but slightly larger quantities may be considered, as well. The amount is limited because the expected purpose of the loans is to cover necessary expenses, rather than to provide funds for investment or large purchases.

If you need a larger sum and you own a vehicle, you can check the car title loans our partners offer.

The actual amount you may be approved for depends on the state you live in and on your income, and how long you have had your current employment.

Do you deposit my loan into my bank account?

During the application process, you are required to provide bank account information. Once you are approved by the direct lenders, the money is deposited into your bank account.

This makes the money available directly to you by the next day. Having it deposited into your bank account also makes it easy for you to make any payments as you normally would, without having to wait for a check to arrive in the mail.

How will credit cards affect your score?
How will credit cards affect your score?

What if I have bad credit?

Bad credit loans guaranteed approval? That is what you will be hoping for. Bad Credit doesn’t disqualify you from receiving a payday loan.

Everyone is evaluated on a case-by-case basis as soon as his or her application is submitted. Our high-quality customer care service invests time in your specific case to see if we can be of service to you.

Our lenders also offer no credit check installment loans for bad credit.

Do I qualify for a guaranteed bad credit loan?

Qualifying for a fast online cash loan is easy. The main requirements are:

  • You must be a US citizen over 18 years of age.
  • You must have to have a checking account.
  • You must have proof of steady employment over the past several months.

This last qualification is to make sure you are able to pay back the loan quickly and finish the transaction so you no longer have to worry about it.

When do I have to pay my bad credit loan back?

The short-term loan is meant to be paid back as soon as your next paycheck comes in – a maximum of two weeks on most occasions. Paying back your loan is just as easy as getting the money!

What if I pay back the loan late or if I can’t pay my loan?

If for some reason you are unable to pay back the loan on the day agreed upon, no problem. You will just be required to pay a late fee.

If you want to avoid the late fee, it is important to pay back the loan on the date agreed upon over the loan process.

Rollover your loan

Depending on the state you live in, it may be possible to request an extension. In this case, it is important to contact us and speak to the manager about your case.

If you can’t pay back your fast loans and are incurring debt on multiple loans, you may want to consider the loan consolidation program.

It helps to reduce the balances and interest of your current cash advance loans, even if it is with multiple companies.

Benefits of payday loans
Benefits of Merchant Cash Advance

What are the benefits of bad credit loans?

You might be thinking about applying for a payday loan about now, but you might not be completely sure about how it could benefit you, or are worried about any potential repercussions of applying for one.

Here are the main benefits of getting out a quick loan with Citrus North.

  1. It’s Fast

We know that unplanned expenses and emergencies are time sensitive. That is why we make sure the process is as fast as possible so you have access to the money requested as soon as possible. When you apply and meet the requirements, you are approved instantly. The money you were approved for is available in your bank account the next day.

When you owe money, we know that it cannot wait.

  1. It’s Private

Citrus North guarantees personal privacy from the moment you apply until the moment you pay back the loan and forever after that.

We value your privacy highly, and for this reason, we have highly trained customer service experts to assist you and maintain complete privacy as you request, receive, and pay back your payday loan.

  1. Just What You Need

You get exactly the amount that you need so you don’t need to pay interest on anything you didn’t as for. If fixing your car costs $235,
you can request that exact amount on your application.

  1. It’s Easy to be Eligible

The eligibility requirements are simple, and it doesn’t matter if you have bad credit. You only need to be a US citizen, at least 18 years old, have a steady job, and have a bank account that received direct deposits.

  1. Once You’re Done, You’re Done

From start to finish, the process only takes two weeks. Once you receive your loan, you pay it back once you have received your paycheck up to two weeks later, and you are done. Your emergency was covered, your debt was paid, and you are back on track.

  1. No Future Binding Agreement

Citrus North doesn’t have a need to get in contact with you again after you have paid back your loan and interest. You are not required to continue to pay interest or to apply for more loans in the future.

Of course, if you need Citrus North’s services in the future, we would be more than happy to help you out!

Why do bad credit payday loans get criticism?

Many skeptics say that getting out a payday loan is very costly and not necessarily worth the interest.

However, we at Citrus North do our best to offer you a fair interest rate that is feasible within your budget.

Additionally, as the American Banker magazine published, fast loans are a good thing for millions of people.

Often, the emergency that represents at least a day lost of work may be much more costly than the interest charged by payday lenders.

You should borrow responsibly when you have bad credit

Before taking out a quick cash loan, it is important to inform yourself and make the best decision for your situation.

Make sure you qualify, and that you are able to pay back the amount of money you requesting in the two-week period after the approval.

At Citrus North, we want to make sure long lending processes and bad credit doesn’t come in the way of you meeting your needs and being able to deal with emergencies adequately.

We provide top customer service and provide you with the information you need to make the best decision for your particular situation.

If you have any additional questions, feel free to chat with us or get in touch with us through our website.

How do I qualify for a bad credit loan online?

With loans online, just like with any loan you would receive from a bank or other financial institution there are certain qualifications you must meet in order to be eligible to receive an online cash advance.

In most cases payday loans require the following:

1. The individual must be a US citizen
2. The individual must be 18 years or older
3. The individual must have a checking account eligible for direct deposit
4. The individual must have had steady employment for the past few months

Granted the last 2 qualifications can vary from lender to lender, but the majority of lenders stick to these as standards. Having a checking account eligible for direct deposit is common with online loans because that is the way your loan will be given to you.

Showing the lender proof of steady employment is important because it assures the online cash advance lender that you will have a way to repay your loan (usually on your next payday).

Benefits of bad credit loans

1. Specific Amount

Payday loans can be taken out for the amount you need, and the amount you know that you can pay back. If your struggle is a $400 emergency doctor’s bill then there’s no need for you to get a large loan from the bank for two or three thousand dollars.

Having the ability to tailor the loan to your specific need will allow you to be confident not only in paying your unexpected bill but in your ability to pay it back.

2. Quick Payback –

Many people who take out small loans are surprised to see the lack of
“red tape” regarding the method of repayment.

Because payday loans are given in small amounts it is easy for the lender to set up a simple repayment method with the borrower.

As mentioned earlier, when you finish the application for a payday loan online you will be presented with the timeline for repayment which is usually based on your paycheck schedule.

3. No binding agreement in the future

One of the best things about payday loans is the fact that once you have paid your loan back the transaction is over.

The loan process can literally take 2 weeks from the time you apply online, get approved, receive your direct deposit and pay your lender back!

4. Because the loans are secured

on your paycheck there is often no credit check. If you have bad credit this may not matter for fast loan lenders.

If you are interested in learning more about how a cash advance can help you please fill out our free online application or call our toll-free number to have a no-obligation consultation with one of our representatives today!

The popularity of bad credit loans

Online loans for bad credit are becoming more and more popular because of how efficient they are. We put you in touch with the direct lender.

After filling out the online application and getting approved an individual can see the payday loan from direct lenders only, in their account within the next business day!

For years the only way a person could apply for and receive a payday loan was to go to a freestanding store.