Do not let bad credit stop you from accessing that loan which you direly need. Bad credit has a way to worsening a person’s financial situation. Many people cannot access loans because they have low credit scores. The good news is that you do not have to let your credit score dictate your financial situation.
There are lenders who are willing to help you access loans irrespective of your credit score. We will connect you to these lenders who are waiting to help you out of that tough financial situation. All you need to do is to reach out to us and fill out our forms. We connect you to lenders and you can interact with them directly in order for you to access a loan that would work for you.
We make the loan request process pretty simple and easy to understand. Your privacy is important to us. We keep all your private information confidential. Your information is safe with us.
Am I Eligible for Guaranteed Loans Bad Credit
Even if you have bad credit, you can still apply. This is because we analyze every loan request. This gives people who have bad credit scores a greater chance of accessing these loans. You would, however, need to meet some basic criteria. This includes the following: you should be a citizen of the United States, you should be at least 18 years of age, you should also have an active bank account, and finally, you should have a steady income source.
You are good to go if you meet these requirements. It is important that you provide only valid information throughout the loan request process. This will increase your chance of being approved for a loan.
Loan Request Process
The request is simple. Fill out a form on our websites, and lenders and review your request and present their offers to you. You can then check the offers and choose the one that best suits you. Your lender will verify all the information and once you are approved, you will have the loan money in your account by the next business day.
Every lender has their own policies. It is important that you read these policies and understand them before you proceed to fill out their forms. Since there are options regarding the lenders, it is ideal that you choose a lender who is willing to offer you the right amount with a suitable repayment period and a good interest rate.
How Much Can I Access
The amount of money you would be approved for depends on a variety of variables. The amount will depend on your credit history, earlier repayments, and your income. Although lenders strive to fund the exact amount you are requesting, it is not guaranteed that you will be approved for that amount.
Do I Need Collateral to Access a Bad Credit Loan?
Unlike conventional loans, you do not need any form of collateral to access a bad credit loan. That is why these loans are preferred by people who do not have collateral and are not willing to go through a lot of paperwork to access a loan. Many people request for these loans because you do not need to visit an office to fill up a pile of papers.
Guaranteed loans for bad credit are also great because of how fast they are approved and how simple the requirements are.
Repayment of Loan
You and your lender will agree on a suitable repayment date. You must accept the repayment date for your lender to proceed with the process. Short-term loans usually take a shorter repayment period. Repay by the due date to maintain a good reputation with lenders and make it easier to access loans when you next need a loan. Repaying by the due date also increases your chance of accessing a higher amount when you need a loan next time.
Note to Loan Requesters
We strive to connect you with many lenders who are willing to help fund your loans. We are not lenders and we do not have any influence over the lenders we connect you with. Every decision concerning your loan is made by the lender you choose to work with. We also cannot guarantee that your loan request will be approved. Neither can we promise a same day loan approval from lenders.
It is good to note that we do not charge a fee for filling out forms. Our lenders focus on funding short-term loans and everything concerning your loan approval is at the discretion of the lender. Lenders may not do the traditional check but they may check databases to verify your identity and also check your credit history.
It is noteworthy that these loans are short-term relief and cannot be relied on for long-term financial solutions. Hence such funds should be used appropriately.