Payday Loans Direct Lenders for Bad Credit and Guaranteed Approval Loans

Dealing with payday loans from a direct lender is effective because you will avoid extra charges usually added by brokers.

What are Payday Loans?

Unlike long-term loans like credit cards, payday loans are short-term. They might be challenging to pay back on time because of their hefty costs and short repayment terms. As a result, most people who take out a payday loan will refinance it and incur new charges.

What is a payday loan direct lender?

The lender who makes the loan is referred to as a “direct lender.” Payday loans are a specialty of some of these direct lenders. A direct lender is precisely the same as a conventional lender regarding payday loans. A significant difference is that a lot more individuals seek payday loans via brokers to receive the best possible price and a better chance of being accepted. The growing number of individuals who utilize brokers is most likely the driving force for creating such a differentiation.

Is Citrus North Connected To Direct Lenders?

Your loan request will be linked to multiple lenders. After reading and understanding the terms and conditions, you may send your application through the website.

Why Should I Choose Citrus North For Direct Lender Loans?

We want to go above and beyond clients’ expectations, and we serve them with courtesy and professionalism.

Our customer support team will guide you throughout the process if you are stuck along the way.

When dealing with payday loans from direct lenders, You won’t have to deal with a broker to receive the specific rates of the loans you’re interested in.

Is getting a direct lender payday loan free?

An essential aspect is we don’t ask you to pay for a loan request. With us, the information you give is protected from any unauthorized access.

Can I get payday loans from direct lenders if I have poor credit?

If you have a poor credit score and are worried, this should not be the case because we serve all customers from all backgrounds. It would help if you had to understand four main things when requesting a loan. These include:

  • Your checking account is active.
  • You have a valid national identity card.
  • Proof of income
  • An email address

How long will it take the direct lender to deliver my money?

After meeting the lender’s conditions, the online loan application will be handled fast. Your lender will send you an update on the process for the loan request, and then the money shall be deposited into a checking account.

Do payday loan direct lenders have no credit checks?

Many lenders will perform a soft credit check to verify your information. However, this will not affect your credit score because it is not a hard credit check. The benefits of an easy payday loan include:

Should I choose Payday Loans From Direct Lenders?

Do you need the loan?

Before you begin looking for loans, the initial question that you should ask yourself would be if you require the loan?

Can you afford to pay the lender back?

Unsecured loans from numerous lenders may have exorbitant APR. Our low-interest personal loans are available upon request.

Do a proper search on direct payday lenders.

Once you have to know the amount to borrow and why you need the loan, you should conduct thorough research on the companies offering the loans.

You should evaluate your needs before you borrow. As an aggregate lender, Citrus North works with many top-tier lenders, so you are immediately accessing this information by using our forms.

How to Choose the Right Loan Lender?

You should use our form, then you will be searching for many lenders, but if you want to do it one by one, you should:

Here are some aspects that you should consider for direct lender payday loans:

Shop around different


Shopping around involves conducting thorough research on the lenders available in the market and checking their rates before deciding. You mustn’t sign any document before you understand the loan and its features.

Brokers can increase the loan cost but also increase your chance of approval.

Payday loans direct lenders are the perfect choice because you will not have to go through brokers who will increase the total cost of the loan. Each state has its lending rates and caps, and you must look at your state’s rules and regulations to help you make a decision.

No verification of payday loans?

Unsecured short-term loans are repaid with the borrower’s next paycheck. This method is quick and easy since it is online. A payday loan does not need you to give your credit history or score.

How Do I Apply For A Direct Lender Loan?

  1. Describe your personality in a few words.
  2. Get an immediate answer.
  3. Get the money the next business day

How do payday loans from direct lenders work?

Until the borrower’s next paycheck, lenders keep the checks until the loan and interest must be paid in full. There are three options for repaying the loan: cash, bank deposits, or paying a financing charge that extends repayment for another pay cycle.

How much interest will you be paying?

Borrowing money has a cost: interest. A personal loan has a simple, fixed interest rate. In addition to the loan period, the interest rate determines how much you’ll pay back. You will be charged interest as part of your monthly bill. Using our monthly payment calculator, you can decide on your monthly payment based on your loan’s terms and rates.

Basic Requirements for Getting an Online Loan

  • To apply for a loan, you must be a legal adult, usually 18 years old.
  • A permanent address is required to get a loan.
  • Credit score affects loan approval, interest rate, and other costs: exorbitant interest rates or credit denial. Backed by solid credit, you may pay less monthly and a DAY LEND. Instead, they want a decent bank account and evidence of income.
  • Why do you need a loan? It varies by loan kind. In addition to an ID, you may require a bank statement or your tax returns.

What’s the Difference Between Short Term and Payday Loans?

In contrast to other short-term loans, payday loans aren’t intended to be returned in installments over an extended time. A payday loan is a short-term loan that is repaid in a short time, generally within a few days.

Are you paying fees to a direct lender?

As a result, the total amount you’ll be required to pay in the future is dependent on this one factor. Interest rates, among other things, are expected costs.

You must ask if your lender needs you to pay originating fees. The fees are generally affordable, and you shouldn’t repay more than what you can pay, but that depends on the lender.

In conclusion, you should search for lenders who will understand your needs and expectations while at the same time giving you affordable rates and excellent customer service.

Loans Writer at Citrus North | Website

Krystel is a Citrus North personal finance writer. She is a freelance personal finance writer located in Dallas. She is interested in writing about all kinds of personal finance issues such as mortgages, debt or student loans, auto financing, and personal loans. In the past, Krystel worked in search engine optimization (SEO) and affiliate marketing for a major home improvement business. When she's not working on her computer, Krystel can be found working as a volunteer or trying out new coffee places.