Short Term Payday Loans | Citrusnorth
CitrusNorth Flexible Options for Payday Loans
CitrusNorth makes it easy and fair to get a short-term payday loans. This is a better option than payday loans.
- Customers can borrow between PS300-PS600* for their first loan
- Customers who have returned may be eligible for a loan up to PS1,500*
- Flexible terms of repayment between 3-6 Months
- Our direct lender loans have no hidden fees
- Payday loans are easier to manage
- Responsible lender – FCA
- There is no collateral or guarantor required
- Easy and quick application
- Humans make decisions
Loan amounts, repayment terms, and other conditions are subject to affordability checks.
We are a short-term loan direct lender
CitrusNorth is a direct lender that provides short-term loans. These loans are more manageable than payday loans and take longer to repay.
In 2011, we started as a direct lender of short-term loans to help hardworking individuals meet their short-term financial needs. We help people who find it difficult to obtain credit elsewhere. Mainstream lenders and banks wouldn’t offer support for many people with short-term financial difficulties.
CitrusNorth has created short-term loans online to meet the needs of our customers. Customers can borrow as little as PS300 or as much as PS600, and they can choose to repay it for up to six months.
CitrusNorth, a well-established short-term loan lender, has helped thousands of customers thanks to its flexible approach to short-term loans. The Financial Conduct Authority has fully authorized and regulated us, providing you with a variety of protections.
How it works
Select the amount of cash you need and apply for a loan
Examining Your Application
We will review your affordability and conduct our checks
Take Control of Your Money
If your application is successful, you’ll receive the funds on the same working day!
What is the Difference Between Payday and Short-Term Loans?
Payday loans and short-term loans share many similarities. Both are short-term, unsecured cash loans that can be used to cover your bills until you get paid. Direct lender loans can only be used for unavoidable expenses.
We don’t recommend them for non-essential purchases. However, they are useful for boiler repairs or urgent car repairs. It’s the difference between short-term and payday loans in the UK that is important.
The loan term is the most significant distinction between payday loans or short-term loans. Payday loans in the UK must be paid back in full and any interest, fees, or other charges.
It’s not always possible to pay off a payday loan in full. Short-term direct lenders such as us can help you split the cost of your loan over multiple payments.
Payday loans are usually smaller than short-term loans in terms of the loan amount. Although some payday loan lenders will offer more significant amounts, this is not feasible for applicants who need to repay the entire amount in one lump sum. CitrusNorth short-term loans from PS300 to PS600 for new customers and up to PS1,500 for returning customers.
Payday loans have higher interest rates than short-term loans. Payday loan lenders increase their interest rates because they have less time to accumulate to make money over the shorter term.
Here are some useful information about our Direct Lender Loans
After you’ve completed the short-term loan application form, all your information will be sent to our team of specially trained underwriters. Please fill out the application form as fully as possible to ensure we make an accurate and quick decision. A person, not a machine, reviews every application.
A loan is approved based on several factors. Use the sliders to determine what you can afford and how much you will repay. Once the loan application has been approved, the funds will be transferred to your bank account the next day. You can spread the cost of the loan over up to six months, unlike traditional payday loans in the UK.
- FCA Authorized
- No Guarantor Requirement
- Simple, Quick, and Easy Application
- Bad Credit Considered
- Flexible Repayments
- Cash transfer same day
- No Hidden Fees
These short-term loans can be used to pay for unexpected expenses or to get you through financial hardships. Payday loans are not the same as short-term loans.
CitrusNorth short-term loans are flexible than payday loans. You can choose the amount you want and the repayment term that suits your needs. You can borrow between PS300 to PS600 and repay it in as many as six monthly installments.
The screen will show you a projection of your monthly payments. This allows you to see how much you can afford before you sign the agreement. If our underwriters approve your loan, we will normally process it within 24 hours.
Short-term loans can be a costly form of credit. They are meant to assist with unexpected expenses or money problems in the short term. If you have more serious financial issues than you realize, you should consider getting payday loans.
All Credit Considered
Payday loan lenders traditionally base their decisions solely on your credit score. They use computers to process applications. If the numbers aren’t in line, they’ll decline you for their payday loans. CitrusNorth is a direct lender of short-term loans and will accept bad credit scores.
We understand that your credit score doesn’t always reflect your financial situation. We look at your ability to pay the short-term loan you have applied for. It is that simple!
We will assess your income and outgoings, such as credit card payments and direct debits, to ensure that you have enough money each month for your living expenses.
Direct payday loans that are affordable tend to be more reliable than direct lenders loans. CitrusNorth can answer any questions you may have about our short-term loan assessment process.
It is easy to apply for a CitrusNorth loan. Click the button to apply for a CitrusNorth short-term loan.
It’s easy to find short-term loans or payday loans that fit your budget. To find the right combination, all you have to do is to use the sliders. You will see the exact cost of each installment, the interest you’ll be paying, and the total amount you’ll have to repay.
This is an estimate and may change depending on how your application is processed. However, you will be provided with a confirmation of the cost before applying.
If you meet the lending criteria, we will process your application within 24 hours. This means that you will have cash when you need it. Our specialist underwriters handle all loan applications and follow the guidelines of the Financial Conduct Authority.
Apply for Direct Payday Loans and Short Term Credit Now
CitrusNorth loans offer short-term loans to direct lenders – you can borrow as little as PS300 up to PS600.
Online payday loans are not guaranteed. You may need a payday loan or a short-term loan. Most payday loan lenders will conduct a credit check on you and review your credit report.
Poor credit history is a common reason why payday loan applications in the UK are rejected by many lenders. CitrusNorth is not a credit broker but a direct lender. We make the lending decisions ourselves.
Our affordability assessment is one of the factors that we use to make our decisions. This means that even if your credit score is not great, you may still be eligible for our direct payday loan alternative. Start your CitrusNorth loan application online right from the homepage.