Car Title Loans Online – What Is It and How to Get One

Online Title Loans with Citrus North offers nationwide Title Loans. We provide an easy online application, on-site vehicle inspection, and flexible repayment terms with no prepayment penalties.

There Is No Application Fee with Citrus North!

Quick Payback,
Directly into Your Bank!

Fill out the Form

Sign Your Loan Docs

Receive Funds

A Number of Ways to Get Your Title Loan

Fill Out an Application

Our online application is simple, and it’s not necessary to have a credit check. That’s right, we will not check your credit before issuing an auto loan. This is the case because we are more concerned with how you will pay back the title loan than ensuring that your credit history is strong. This is why the application will require you to prove two things:

1) That you have an income;

2) That you own your car. Your income does not necessarily need to be full-time employment – in some cases, lenders will grant auto loans to individuals on disability and/or unemployment.

A lot of people ask if the lender will give you a credit check when you take out a loan. This is a valid question and the answer is that they will check outstanding debts on your vehicle and how much you may owe to a finance company, apart from that there are no more credit checks to speak of.

Unfortunately, auto loans cannot be given to individuals who are still making payments on their vehicle, only to those who actually have the title. If you are in such situation, we suggest you try another type of loan – all loans can be seen on the top menu or you can look on our homepage.

Speak with a Representative

One of our representatives will contact you once you complete your application and ask a few more questions to finalize the loan details. The representative will be a great resource for you to ask any questions you may have before completing the application process. Loan paperwork will be presented to you online for review and signatures. The documentation will include information on repayment of your loan as well as information regarding late fees and interest. With online car title loans like ours, you never have to leave your home or find a fax machine to fill out these forms – they are all completed online!

Provide the Vehicle Title

Once your application is complete the representative will set up a time where a messenger will meet with you to take pictures of your vehicle and collect the original documents. Once again, you do not have to leave your home if you choose us for your car title loan – we come to you! You will continue to drive your car throughout the duration of the loan, you do not have to physically give it up at all.

Get Cash

Once the lender has processed your application and has received the car title loan, your money transaction will take place. The loan amount will be directly deposited into the account of your choosing, and the amount of your loan will come from your car’s value.

Depending on how quickly you sign the necessary loan documents and when a messenger can meet with you to obtain the title the process can take anywhere from 24 hours to a couple of days.

So, as you can see the process is easy and can allow you to have cash in no time without even leaving your home. In most cases, car title loans are expected to be repaid on your next salary, but this will vary based on the amount of your loan and the frequency of your paydays.

Your exact repayment schedule will be made clear to your in the loan documents that you can review before you sign. Because these loans require a vehicle as collateral the loans can be much larger with much lower interest rates than that of a payday advance where there is no collateral at all. Title loans are not meant to be used to repay multiple payday loans, in such a case you should really be looking at something like payday loan consolidation.

Vehicle loans online are efficient, simple, and helpful. Whether you are facing emergency medical bills, home repairs, or just need to help you catch up on a few payments this type of cash advance could be a great option for you.

Do you have a regular source of income and own your vehicle? Then in most cases, you would qualify for a title loan. Remember, we do not check your credit. That means that even with bankruptcy or repossession in your past you can still be eligible. There is no cost in filling out our online request form or calling our toll free number to see if you qualify today!